FEMA Registration for Federal Assistance Closes in Two Weeks


FEMA Registration for Federal Assistance Closes in Two Weeks

MONTGOMERY, Ala. – Homeowners and renters of Baldwin, Escambia and Mobile counties

with uninsured damage or losses from Hurricane Sally occurring September 14 – 16, 2020 have

only two weeks left to register for disaster assistance.

The FEMA registration deadline is Nov. 19, 2020.

Although FEMA cannot make you whole, FEMA assistance may include grants for temporary

housing and emergency home repairs to make your home safe, accessible and secure. If you have

a homeowner’s insurance policy, file your insurance claim immediately, before applying to

FEMA. FEMA is unable to duplicate insurance payments. However, if you don’t have insurance

or are underinsured, you may receive assistance for uninsured losses.

Even if you applied with another agency or organization you must register with FEMA if you

want to access federal disaster grants and the U.S. Small Business Administration (SBA) longterm, low-interest disaster loans.

To register for assistance:

• Visit https://www.disasterassistance.gov/. Online applications must be completed no later

than midnight on Nov. 19.

• Call 800-621-3362 (TTY 800-462-7585). Operators are multilingual and calls are answered

6 a.m. to midnight, seven days a week.

SBA provides help to survivors in the form of low-interest disaster loans. You may borrow up to

$200,000 with a fixed interest rate as low as 1.188% to repair or replace your primary home to its

pre-hurricane condition. The loan can be increased by 20% of the damages for mitigation

measures, i.e., elevation, hurricane shutters, installation of a seawall or a safe room.

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FEMA Registration for Federal Assistance Closes in Two Weeks – Page 2

Homeowners and renters may also be eligible to borrow up to $40,000 with a fixed interest rate

as low as 1.188% to repair or replace damaged or destroyed personal property, such as clothing,

furniture, appliances and cars.

SBA’s disaster loans are also available for businesses of all sizes and private nonprofit

organizations for physical losses. This includes rental properties. Small businesses and most

nonprofits may be eligible for Economic Injury Disaster Loans for working capital loans. The

maximum loan amount is $2,000,000. Interest rates are as low as 3.75% for businesses and

2.75% for nonprofits.

After you have registered with FEMA, you may be referred to SBA. You can apply for an SBA

disaster loan online using the SBA’s https://disasterloan.sba.gov/ela. You can also mail your

application to SBA: Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth,

Texas 76155.

The deadline for applying for an SBA disaster loan for physical damages is also Nov. 19.

For the latest information on Hurricane Sally, visit https://www.fema.gov/disaster/4563.

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FEMA’s mission: Helping people before, during, and after disasters.